Accept crypto,your money stays yours
Every payment lands straight in your own wallet — funds never pass through our accounts, no settlement delay, no one can freeze them. Settled the moment it hits a block.
Why merchants settle on-chain, directly
No custody, no settlement cycle, no freezes. The product speaks for itself.
The money is always yours
Payments land directly on your wallet address — we never touch it for even a second. No intermediary account, no withdrawal review, no one who can freeze or hold your funds. Every settlement is a public on-chain transaction you can verify yourself.
Settled the moment it blocks
We run our own full nodes across every chain and notify you the instant a transaction lands — no waiting for confirmations. From payment to your confirmation, usually under a second.
One address per payment, books reconcile themselves
Each payment gets its own address, so receipts and orders map one-to-one. Finance never has to guess who paid by memo and amount again.
One transaction, split to everyone
Seller, platform, and affiliate all settle at once, atomically in a single on-chain transaction. If any party fails, the whole thing rolls back — never stuck halfway.
Risk flagged before you ship
We monitor double-spends and replacement transactions in real time, scoring every payment. So you know whether the money is solid before you release goods.
Read your customer as you get paid
Every order carries the payer's on-chain profile — whale, returning customer, or high-risk address, at a glance. Getting paid isn't just getting paid.
Three steps, and it's final
From integration to settlement — set up once, runs for good.
Create a payment
Call one API or click once in the console to get a payment link or QR. Set amount, chain, token, optional splits.
Customer pays
The customer scans or taps the link and pays from their own wallet, straight to this payment's dedicated address.
Money hits your wallet, you get notified
Detected the moment it blocks, webhook fires within a second. Funds settle atomically per your split rules — neither of us ever touches them.
Commission that never touches your hands
Built-in decentralized affiliate payouts: your affiliate's cut is split atomically inside the customer's payment transaction, straight to their own wallet. No monthly runs, no reconciliation, no trust required.
A wallet address is the account
No sign-ups, no KYC, no payout accounts — anyone in the world with a wallet can be your affiliate, joining today and getting paid on the very next sale.
Settled per sale, zero payout delay
No net-30, no monthly runs. On-chain payments have no chargebacks, so commissions have no clawbacks — one rule: settled with the sale, never reversed, every split verifiable on-chain.
Zero manual work, fully white-labelable
Add an affiliate, hand out their link — every split happens automatically. Or drive it all through the API inside your own affiliate portal; neither customers nor affiliates ever see us.
Built to integrate
Clean REST API, typed SDKs, reliable webhooks. Signature verification and retry queues out of the box.
- REST API · typed SDKs for Node and Python
- Signed webhooks · dead-letter queue · automatic retries
- WooCommerce · WordPress · Shopify plugins · embeddable checkout
- Sandbox keys · full delivery logs · replay any webhook
# One POST, get a payment address
curl -X POST https://finality.money/v1/intents \
-H "Authorization: Bearer sk_live_…" \
-d '{
"chain": "solana",
"token": "USDC",
"amount": "1240.00",
"order_id": "ORD-1042"
}'
# → returns a dedicated address, webhook fires the moment it blocksOne rate, no hidden costs
No monthly fee, no setup fee, no FX markup. Charged only when you get paid.
- The fee is carved out atomically on-chain — you only ever receive the net
- No monthly fee, no minimum, no setup fee
- No FX spread, stablecoins settle 1:1
- Every capability included, no tiers
The moment it blocks,
the payment is final.
Funds land straight in your wallet, irreversible, no one can freeze them. 10-minute setup.